Here at Diversified Risk Solutions, we understand that mistakes can happen with or without an individual’s wrong doing. That’s why we are always here to help.
Generally depends on many factors which include: The business type, the location, number of employees and level of risk due to exposer.
What is not covered under General Liability: Employee Injuries, Professional Mistakes, Auto-Related Coverage, Punitive Damages, Intentional Acts
Third-Party Bodily Injury (e.g., slip-and-fall) A customer slips and hits their head. General Liability will cover their medical expenses and legal aid if they sue your business.
Third-Party Property Damage (e.g., broken fence in customer’s backyard) In case of damage to a customer’s property, your General Liability insurance can help pay to repair or replace the damaged item.
Product Liability (e.g., automobile accident from disabled brakes) If your product does damage an individual’s property or inflicts harm on the individual, general liability insurance will help pay legal expenses.
Advertising Injury (e.g., damaging a company’s reputation, misleading information) If another company or individual sues you for slander or misleading copyrights, General Liability will protect your business during a lawsuit.
Additional Liability Coverage’s
DBA: Divrisk®; Logic Risk Insurance Solutions(in CA)
154 Grand Street, New York, NY 10013
Tel: 1-855-348-7475 Fax: 1-973-215-9995