Diversified Risk Solutions®

Business Auto Insurance

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What is Business Auto Policy?

Business Auto Liability insurance helps cover financial risks and protects company assets if you or your employees are at fault in an automobile accident that results in injuries or property damages. Here at Diversified Risk Solutions, we can help you with all your questions, hesitations, and concerns to help ensure you feel like your company is being protected. Even if you are unsure if you need this type of insurance, give us a call. If you use any kind of vehicle for a business purpose, it’s always best to have the right protection especially when a unique situation arises.

Who Needs Business Auto Liability?

If you own, lease, or rent any vehicles

Employees who operate their own vehicles or company-owned vehicles while on the job (e.g., limo services, taxi services, bus companies)

If you or your employees operate company cars for both personal needs as well as business related needs

What does Business Auto Liability Insurance Cover?

Most Important: The insurance not only covers the vehicle, but also the person driving the vehicle.

Liability: covers expenses resulting from an accident such as bodily injuries, property damage, and legal fees

Medical Payments

Both Uninsured and Underinsured Motorists: Covers all bodily injuries and property damages on you and your fellow passengers/employees if an uninsured, unknown, or underinsured motorist causes an accident

Collision Coverage: Covers vehicle damages

Comprehensive Coverage: Coverage for weather damages, theft, and vandalism

Comprehensive Physical Damage Coverage

Coverage Types


Commercial Fleet



Uninsured motorists

Extended Warranty

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Diversified Risk Solutions®

DBA: Divrisk®; Logic Risk Insurance Solutions(in CA)

154 Grand Street, New York, NY 10013

Email: team@divrisk.com

Tel: 1-855-348-7475     Fax: 1-973-215-9995