What Do You Need Renters Insurance?
When renting your home, the building and premises are insured by your landlord through homeowners or landlords insurance. This covers the landlord’s liability for injury due to negligence, the structure, and their personal property such as the appliances that are provided to you. This however does not cover your own possessions, leaving you vulnerable to events such as a fire or theft.
Renters insurance can help you feel safer by protecting: Personal property, High-value possessions through additional coverage, Liabilities such as medical expenses that arise if a guest is accidentally injured
Possessions that you would want to be protected may include:
Furniture (couches, beds, tables, etc.)
Electronics (TVs, computers, game consoles)
Kitchenware
Clothing
If you add up the costs of all of your possessions in your condo, house, or apartment, the value of paying only a couple dollars a month for renters insurance becomes evident. Here at Diversified Risk Solutions, we want to help you feel that you and your valuables are safe by finding the right amount of insurance and proper policies for you.
