Diversified Risk Solutions®

Commercial Package Policy

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What is Comercial Package Policy?

A commercial package policy provides both property and liability coverage. It offers you a variety of bundle options and a greater flexibility for mid to large-size businesses and high-hazard type of businesses. The commercial packaging policy covers assets that are a part of your business such as the building, contents, equipment, and computers.

CPP’s typically include:

Property Insurance: Coverage for damage to property

General Liability Insurance: Covers cost of injury at the business or from the business’ product

What Does CPP Not Cover?

Directors and Officers Liability

Health and Disability

Life Insurance

Workers Compensation

Additional Types of Coverage:

Business Income Insurance: Covers lost revenues and extra expenses in the event your business shuts down or must relocate due to weather conditions or fire

Business Vehicle Insurance: Coverage for vehicles owned and or used by your business

Business Crime Insurance: Coverage in the event of theft, fraud, or dishonesty

Commercial Umbrella Liability: Expands and broadens your liability coverage

Electronic Data Processing Coverage: Coverage for costs arising from the loss or damage of electronic data processing

Equipment breakdown, Also Known As Boiler and Machinery Insurance:Covers the loss or malfunction of heating and cooling systems, telephone systems, and other equipment.

Employment Practices Liability: Covers dispute costs with fellow employees over termination, discrimination, or sexual harassment.

Inland Marine: Coverage allotted for the cost of transport and protection of goods over water and land.

Pollution Liability: Coverage for costs related to pollution, such as contamination and cleanup.

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Diversified Risk Solutions®

DBA: Divrisk®; Logic Risk Insurance Solutions(in CA)

154 Grand Street, New York, NY 10013

Email: team@divrisk.com

Tel: 1-855-348-7475     Fax: 1-973-215-9995